To cut a technical story into real life, when you make an agreement - buying a house, signing a contract, accepting a EULA - you take on liability for it. Our social, political, economic, and legal systems are built around that liability, a state of affairs centuries in the making.
The simple principle that if an agreement goes tits-up, somebody can be blamed and sued or imprisoned is the founding principle of Western civilization.
The major reason I pay accountants and lawyers isn't because I have complex finances or nuanced legal issues, but because I want to pass liability onto them. 
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- reposted by FightClub
